Christina Harmes Hika, a Certified Reverse Mortgage Professional at Reverse Loan Solutions with Amerifund Home Loans, is a rising star in the mortgage industry, known for her resilience and innovative approach. Her journey began at 16 when she was introduced to the mortgage field through her stepfather’s brokerage. After earning a degree in Finance and Economics from San Diego State University, Christina explored financial planning and eventually returned to the mortgage industry as a first-time buyer specialist. The pivotal moment came when she closed her first reverse mortgage, sparking a passion for helping clients improve their retirements. Today, she continues to reshape the industry.
Christina Harmes Hika reflects on her first reverse mortgage experience, where a grateful client’s emotional response left a lasting impact. She was amazed by the mortgage’s ability to address multiple financial needs, including paying off debt and providing a growing line of credit for emergencies. This experience ignited her passion for reverse mortgages, particularly in expensive markets like San Diego. Christina’s dedication to educating others stems from her desire to make a meaningful difference in clients’ lives. She emphasizes the importance of leadership by example and expresses gratitude for her mentors, who have guided her throughout her career.
Christina acknowledges the challenge of balancing work and personal well-being, expressing gratitude to her clients, referral partners, and the mortgage broker community for their trust. She emphasizes that her dedication and care for clients make a significant impact. Reflecting on motherhood, Christina values the multitasking skills it has taught her, recognizing mothers as superheroes. She stresses the importance of efficiency and direct communication, skills honed through her experiences. Christina advocates for authenticity, urging women to embrace their true selves and confidently assert their place in the workplace. “When you believe you deserve a seat at the table, you carry yourself differently,” she concludes.
Celebrated by Women World Magazine as One of the Most Influential Women in Mortgage in 2024, Christina Harmes Hika’s journey reflects the power of authenticity, determination, and a client-first approach.
